At nemaFCU, we put our members first and take pride in offering our members services that meet their individual needs. We appreciate the trust our members have in nemaFCU and place the highest priority on our members' privacy. As a nemaFCU member, you can count on responsible treatment of any personal information you share with us.

Use, Collection and Retention of Customer Information
We collect, retain and use individual member information ONLY when we reasonably believe it would be useful, and allowable by law, to administer to our business needs in providing products, services and other opportunities to our members.

This is how we handle information we learn about you from your visit to our website. The information we receive depends upon what you do when visiting our site. If you visit our site to read information, such as consumer brochures or press releases:

We will collect and store only the following information about you: the name of the domain from which you access the Internet (for example, aol.com, if you are connecting from an America Online account, or earthlink.net if you are connecting from an earthlink account), the date and time you access our site; and the Internet address of the website from which you linked directly to our site.

We use the information we collect to measure the number of visitors to the different sections of our site, and to help us make our site more useful to visitors.

If you identify yourself by sending an E-mail:
You also may decide to send us personally-identifying information, for example, in an electronic mail message. We will use that information to respond to the inquiry and provide accurate information of any questions. We will not use such information beyond the basis of the inquiry. We will not forward any such information to any third party unless required to do so by law.

We want to be very clear: we will not obtain personally-identifying information about you when you visit our site, unless you choose to provide such information to us.

Maintenance of Accurate Information
We have established procedures to ensure our members’ information is accurate, current and complete in accordance with reasonable business standards. We also respond to requests to correct inaccurate information in a timely manner.

Limiting Employee Access to Information
We limit our employee’s access to personally identifiable member information. Further, our employees must have a valid business reason for knowing such information. We educate our employees so they understand the importance of member confidentiality and privacy. We also take appropriate disciplinary measures to enforce employee privacy responsibilities.

Protection of Information via Established Security Procedures
We maintain rigorous security standards and procedures regarding unauthorized access to member information.

Restrictions on the Disclosure of Information
We do not reveal member or other personally identifiable information to unaffiliated third parties for their independent use. However, we may exchange information with reputable reporting agencies to maximize the accuracy and security of the information. Additional exceptions that we must honor on behalf of our members include:

Providing information to help complete a member initiated transaction. Responding to a member’s formal request to disclose their own account information. Disclosing information that is required by/or allowed by law (e.g. subpoena; the investigation of fraudulent activity).

Maintaining Client Privacy in Business Relationships with Third Parties
Whenever we provide client information to a third party, we insist that the third party adhere to similar privacy principles for keeping such information confidential.